Tarım Kredi Holding AŞ

Regarding the Protection of Personal Data

Privacy Policy and Information Text

Identity of the Data Controller

Title                    : Tarım Kredi Holding AŞ

Internet Address     : https://www.tkholding.com.tr

Phone Number : +90(216) 350 50 62

Email Address      : info@tkholding.com.tr

Address                     : Fatih Sultan Mehmet Mahallesi Poligon Caddesi No:8A, Year 2 Sitesi Kule-1 Floor:11 İç Kapı No:42, Ümraniye /İSTANBUL

General Principles of Data Protection

We process your personal data in accordance with the general principles of data protection law. These principles are:

• Transparent, lawful and fair processing of personal data,
• Processing of personal data for specific, clear and legitimate purposes,
• Processing of personal data limited to specified purposes only,

· Keeping it accurate and up to date,

· Keeping the data for the relevant period for processing purposes,

· Safe storage.

What Kind of Data Do We Collect?

Within the scope of our activities as Tarım Kredi Holding AŞ (“Company”), you may process your personal data in accordance with the Personal Data Protection Law (“KVKKWe operate in accordance with the general principles set forth in Article 4) and Article 5 of the General Data Protection Regulation. The personal data we process are as follows:

• Your credentials (Name, surname, trade name for sole proprietorships, signature/signature circular, TR ID number, gender, date of birth),
• Your contact information (Phone number, e-mail address, business address and residence address information, residential area information, telephone call information),
• Your professional experience information (duty/title, position, unit worked, institution worked, CV, education information),
• Your financial information (Bank account-IBAN information, amount information, invoice information, tax office information, receivable-debit information, reconciliation information),
• Your marketing information (Contact preference information, cookie records),
• Your legal transaction information (Information contained in correspondence with judicial authorities, personal data in case-enforcement files, contract information, consent information),
• Your request and complaint information (Request, complaint and suggestion content information, social media account information),

Where Do We Get This Data?

The data we process;

• https://www.tkholding.com.tr by automatic means through the internet address and the forms available at this address,
• By non-automatic and partially automatic means through lawsuit/enforcement files and notifications,
• By non-automatic means, with the documents you have sent to us,
• From relevant public institutions and organizations through non-automatic and partially automatic means,
• By e-mail and partially automated means,
• verbally, in non-automatic ways,
• By non-automatic means through documents physically transmitted to us,
• With the applications made, partially automatic and non-automatic means,
• Non-automatic means through contracts,
• Partially automated means through accounting systems,

We are getting it.

This Data in progress What are our aims and what legal requirement are we based on?

The data processing conditions stipulated within the scope of KVKK are as follows;

• Existence of explicit consent (“Art.5/1, Art.6/3-a”).
• It is clearly foreseen in the laws (“Art.5/2-a, Art.6/3-b”).
• It is necessary for the protection of the life or physical integrity of the person who is unable to express his/her consent due to actual impossibility or whose consent is not given legal validity (“Article 5/2-b”).
• It is necessary to process personal data of the parties to the contract, provided that it is directly related to the establishment or performance of a contract ("Art. 5/2-c").
• It is mandatory for the data controller to fulfill its legal obligation (“Article 5/2-ç”).
• It has been made public by the person concerned (“Art.5/2-d”).
• Establishment and use of a right or  Data processing is mandatory for the protection of data (“Art.5/2-e”).
• It is mandatory to process data for the legitimate interests of the data controller, provided that it does not harm the fundamental rights and freedoms of the person concerned (“Art. 5/2-f”).

General Data Protection Regulation (“GVKTThe data processing conditions stipulated within the scope of ) are as follows;

• The data owner consents to the processing of his/her personal data for one or more specific purposes (“Article 6/1-a”),
• Processing activity is necessary for the implementation of a contract to which the data owner is a party or for taking steps at the request of the data owner before a contract is concluded (“Art.6/1-b”),
• The processing activity is necessary for the purpose of compliance with a legal obligation to which the controller is subject (“Art.6/1-c”),
• Processing activity is necessary for the purpose of protecting the vital interests of the data owner or another natural person (“Article 6/1-d”),
• Processing activity is necessary for the performance of a task carried out in the public interest or for the exercise of an official authority given to the controller (“Art. 6/1-e”),
• Processing is necessary for the purposes of those interests, in particular where the data subject is a child, unless the interests or fundamental rights and freedoms of the data subject which require protection of personal data outweigh the legitimate interests pursued by a controller or a third party. (“art.6/1-f”),

We request this data from you to achieve our following purposes:

• your credentials,
  • In order to verify your identity,
    • (KVKK, m.5/2-ç, m.5/2-f) – (GVKT, m.6/1-c, m.6/1-f),
  • In order to carry out and supervise business activities,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to carry out communication activities,
    • (KVKK, m.5/2-c, m.5/2-ç, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-c, m.6/1-f),
  • In order to carry out processes related to payments and payment requests,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f)
  • In order to fulfill our legal obligations,
    • (KVKK, m.5/2-a, m.5/2-ç, m.5/2-e) – (GVKT, m.6/1-c),
  • In order to follow legal and judicial processes,
    • (KVKK, m.5/2-a, m.5/2-ç, m.5/2-e) – (GVKT, m.6/1-c),
  • In order to carry out contract processes,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f)
  • In order to carry out invoicing processes,
    • (KVKK, m.5/2-c, m.5/2-ç) – (GVKT, m.6/1-b, m.6/1-c)
  • In order to carry out the withholding declaration processes,
    • (KVKK, m.5/2-ç) – (GVKT, m.6/1-c)
  • In order to create current cards and make current reconciliations,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f)
  • In order to carry out the request and complaint processes,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
• Your contact information,
  • In order to carry out and supervise business activities
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to carry out communication activities
    • (KVKK, m.5/2-c, m.5/2-ç, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-c, m.6/1-f),
  • In order to fulfill our legal obligations,
    • (KVKK, m.5/2-a, m.5/2-ç, m.5/2-e) – (GVKT, m.6/1-c),
  • In order to follow legal and judicial processes,
    • (KVKK, m.5/2-a, m.5/2-ç, m.5/2-e) – (GVKT, m.6/1-c),
  • In order to carry out contract processes,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to carry out invoicing processes,
    • (KVKK, m.5/2-c, m.5/2-ç) – (GVKT, m.6/1-b, m.6/1-c),
  • In order to carry out the withholding declaration processes,
    • (KVKK, m.5/2-ç) – (GVKT, m.6/1-c)
  • In order to carry out processes related to payments and payment requests,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f)
  • In order to create current cards and make current reconciliations,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to carry out the request and complaint processes,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
• Your professional experience information,
  • In order to carry out and supervise business activities,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to carry out communication activities,
    • (KVKK, m.5/2-c, m.5/2-ç, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-c, m.6/1-f),
  • In order to carry out contract processes,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to follow legal and judicial processes,
    • (KVKK, m.5/2-a, m.5/2-ç, m.5/2-e) – (GVKT, m.6/1-c),
  • In order to create current cards and make current reconciliations,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
• Your financial information,
  • In order to carry out and supervise business activities
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to carry out processes related to payments and payment requests,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f)
  • In order to follow legal and judicial processes,
    • (KVKK, m.5/2-a, m.5/2-ç, m.5/2-e) – (GVKT, m.6/1-c),
  • In order to carry out contract processes,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to carry out invoicing processes,
    • (KVKK, m.5/2-c, m.5/2-ç) – (GVKT, m.6/1-b, m.6/1-c),
  • In order to carry out the withholding declaration processes,
    • (KVKK, m.5/2-ç) – (GVKT, m.6/1-c)
  • In order to create current cards and make current reconciliations,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
• Your marketing information,
  • In order to carry out contract processes,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f)
  • In order to carry out communication activities,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to carry out the request and complaint processes,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
• Your legal transaction information,
  • In order to carry out and supervise business activities
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to fulfill our legal obligations,
    • (KVKK, m.5/2-a, m.5/2-ç, m.5/2-e) – (GVKT, m.6/1-c),
  • In order to follow legal and judicial processes,
    • (KVKK, m.5/2-a, m.5/2-ç, m.5/2-e) – (GVKT, m.6/1-c),
  • In order to carry out contract processes,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),
  • In order to carry out invoicing processes,
    • (KVKK, m.5/2-c, m.5/2-ç) – (GVKT, m.6/1-b, m.6/1-c),
• Your request/complaint information,
  • In order to carry out the request and complaint processes,
    • (KVKK, m.5/2-c, m.5/2-f) – (GVKT, m.6/1-b, m.6/1-f),

We are processing. The data processing conditions we rely on when processing this data are stated in parentheses.

With Whom Do We Share Data?

The personal data we process;

• Courts and authorized public institutions and organizations in order to follow legal and judicial processes,
• Authorized public institutions and organizations in order to fulfill our legal obligations,
• Law offices for the purpose of carrying out legal processes,
• Banks at home or abroad, if necessary, for the purpose of carrying out payment processes,
• Group companies, provided that it is necessary to carry out the request and complaint processes and the relevant persons are informed,
• Independent auditors for the purpose of carrying out audit processes,
• Relevant suppliers for the purpose of carrying out and auditing business activities,
• Addressee natural and legal persons for the purpose of carrying out the necessary correspondence and communication activities,

We can share it with. We do not share personal data with irrelevant and unauthorized third parties other than specified third parties.

Storage and Destruction of Personal Data

As a company, we process and store your personal data in line with the purpose of processing your personal data, in accordance with general principles in a proportionate and relevant manner for the purpose of processing. We take all kinds of technical and administrative measures for the security of stored personal data and check the compliance with these measures of third parties to whom we transfer your data.

We store your personal data by taking into account factors such as the purpose and reason for processing, the period required by the relevant legislation and our legal obligations. If we no longer need your personal data according to the specified criteria and we are not legally obliged to keep it, we destroy your personal data.

What are your rights under KVKK?

Interested persons can apply to us;

• Learning whether personal data is processed or not,
• Requesting information if personal data has been processed,
• Learning the purpose of processing personal data and whether they are used for their intended purpose,
• Knowing the third parties to whom personal data is transferred at home or abroad,
• Requesting correction of personal data in case personal data has been processed incompletely or incorrectly and requesting that the action taken in this context be notified to third parties to whom personal data has been transferred,
• Requesting the deletion or destruction of personal data in case the reasons requiring processing no longer exist, even though it has been processed in accordance with the law and other relevant legal provisions, and requesting that the action taken in this context be notified to third parties to whom personal data has been transferred,
• Objecting to the emergence of a result that is unfavorable to the individual by analyzing the processed data exclusively through automatic systems,
• Requesting compensation for damage in case of damage due to illegal processing of personal data

has the rights.

You can submit your requests regarding your rights to the Data Controller in accordance with the Communiqué on Application Procedures and Principles. Your requests will be evaluated and resolved free of charge as soon as possible and within thirty (30) days at the latest. If the evaluation and decision-making process requires an additional cost, the fee in the tariff determined by the Personal Data Protection Board will be taken as basis. You can also contact us if you would like to get detailed information about your data processing processes.